• Letter of Sale or Purchase Agreement

• Title documents/ Deed of Conveyance/ Lease

• Updated Land and Building Taxes

• Updated WASA Clearance certificate

• Insurance (Life – assigned to the Credit Union Home Owners Insurance Policy (to be submitted prior to disbursement)

• Search, Valuation & Surveyors Report (enquire about our preferred providers)

• Evidence of Income - (Pay slip/Job Letter/Income & Expenditure Statement for business owners/self-employed persons)

• Letter of Indebtedness

• 10% Down payment 

• B.I.R. Number

• 2 forms of ID

• Certificate of Assessment (for home purchase)

• Approved Building Plan

• Projected Valuation Report (for home construction)

• Builder’s Detailed Estimate 

• Construction All Risk Coverage Insurance Policy (Bridging Loan)

• Certificate of Completion (Bridging Loan)

• Quality Surveyor’s Report

All loans are subjected to normal lending criteria.

If you need further assistance, our Member Services team is ready to help. Please call us at either 625-9455 or 624-6428. You can also directly reach out to our specific team members with the following extensions:

• Joy Garcia, Extension: 171
  
• Lata Managroo, Extension: 172
  
• Cynthia Kennedy, Extension: 173
  
• Leslie-Ann Walters-Raymond, Extension: 174
  

We're here to support you with your loan product queries. Don't hesitate to connect!