Take Your First Mortgage with us at 5 % interest rate

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Loan Requirements

• Letter of Sale or Purchase Agreement

• Title documents/ Deed of Conveyance/ Lease

• Updated Land and Building Taxes

• Updated WASA Clearance certificate

• Insurance (Life – assigned to the Credit Union Home Owners Insurance Policy (to be submitted prior to disbursement)

• Search, Valuation & Surveyors Report (enquire about our preferred providers)

• Evidence of Income - (Pay slip/Job Letter/Income & Expenditure Statement for business owners/self-employed persons)

• Letter of Indebtedness

• 10% Down payment 

• B.I.R. Number

• 2 forms of ID

• Certificate of Assessment (for home purchase)

• Approved Building Plan

• Projected Valuation Report (for home construction)

• Builder’s Detailed Estimate 

• Construction All Risk Coverage Insurance Policy (Bridging Loan)

• Certificate of Completion (Bridging Loan)

• Quality Surveyor’s Report

All loans are subjected to normal lending criteria.

For further assistance you may contact member services at 625-9455 or 624-6428 Ext. # 193, 194, 195