The Family Indemnity Plan

Safeguard your loved ones from bearing the financial strain that often accompanies funeral expenses and final obligations. We understand that grieving is an incredibly difficult experience, and the last thing you want is to add financial stress during such a challenging time.

 The Family Indemnity Plan (FIP) from CUNA Caribbean Insurance is here to help support your family by covering funeral costs and immediate expenses like debts and medical bills. This plan offers not only peace of mind but also a sense of security when your family needs it most.

 You deserve to know that your loved ones will not have to face overwhelming costs during this difficult period.

Your benefits:

• One monthly Premium covers you, and up to eight additional family members. Refer to section:
•  “Who is covered” for eligibility.
• No medical examination and no underwriting are required to apply for the Plan.
• You, your Spouse or Cohabitant, and Parents or Parents In-Law are eligible for lifetime Coverage once enrolled before age 76.
• Children who are enrolled between the ages of 1 to 25. Unmarried Children are only covered up to age 25 and married Children cease to be covered on the day that they marry.
• We will pay the Benefit for each covered person based on the Plan in effect at their time of death. This means that We will pay up to nine valid claims.
• You can upgrade or downgrade your Plan to match your financial circumstances, subject to the following limitations: You can only upgrade or downgrade your Plan after the six (6) months Waiting Period has elapsed from the Effective Date of the insurance and then only once every 12 months thereafter.
• You and your loved ones have the freedom to use the money as you wish. There are no limitations on how you choose to use the money.
• Terminal Illness Coverage which, if you or a covered family member are diagnosed with a terminal illness and has less than six (6) months to live, they can receive their full Plan Benefit while still alive.
• Accidental Death Coverage which will pay an additional amount which is equal to your Death Benefit should you die as a result of an Accident (as defined in the Policy) after the Waiting Period has expired. Accidental Death Coverage expires on your sixtieth (60) birthday.

Download link for further details: https://cunacaribbean.com/trinidad-family-indemnity-plan/

There are seven (7) Plan options available. Select the one that best fits your needs and your budget.

Plan options                        Monthly Premium                               Individual Benefit 

Plan A                                               $63.40                                                      $10,000

Plan B                                               $95.10                                                       $15,000

Plan C                                             $126.80                                                      $20,000

Plan D                                             $190.20                                                      $30,000

Plan E                                             $253.60                                                      $40,000

Plan F                                              $412.10                                                      $65,000

Plan G                                             $634.00                                                    $100,000

If you are not yet an owner of Family Indemnity Plan, then don’t hesitate. Sign up today. Please note: You must be a member of a Credit Union or you can access this plan through our Affinity Partners.

For more information contact your Credit Union representative, FIP provider or CUNA Caribbean Insurance.

*Conditions apply.

Click here to access your enrolment form

Click here for FAQs about The Family Indemnity (FIP)

N.B. The completed form must be submitted along with the first month’s premium to your Credit Union / FIP Provider.

Call us today for more information at 624-6428 or 625-9455

Email: memberservices@nmncu.coop